In the suit, acquired by the Hollywood Reporter, West claims that Lloyd’s of London hasn’t paid up more than eight months after he canceled his Saint Pablo Tour following a mental breakdown.
West and his company, Very Good Touring, Inc., filed a loss claim two days after he checked himself into a psychiatric center, but he claims the company has yet to pay up.
"Nor have they provided anything approaching a coherent explanation about why they have not paid, or any indication if they will ever pay or even make a coverage decision, implying that Kanye’s use of marijuana may provide them with a basis to deny the claim and retain the hundreds of thousands of dollars in insurance premiums paid by Very Good," the complaint, which was filed on Tuesday in Los Angeles Superior Court, says.
“The stalling is emblematic of a broader modus operandi of the insurers of never-ending post-claim underwriting where the insurers hunt for some contrived excuse not to pay.”
West canceled the Saint Pablo Tour in November after a string of odd behavior and mid-concert rants, but drug use was never officially identified as a cause or contributor to his breakdown.
Instead, stress and wife Kim Kardashian’s robbery at gunpoint in Paris the month prior were most often blamed for the meltdown.
Lloyd’s, however, won’t accept the defense, the lawsuit claims.
“Almost immediately after the claim was submitted, Defendants selected legal counsel to oversee the adjustment of the claim, instead of the more normal approach of retaining a non-lawyer insurance adjuster,” the suit says.
“Immediately turning to legal counsel made it clear that Defendants’ goal was to hunt for any ostensible excuse, no matter how fanciful, to deny coverage or to maneuver themselves into a position of trying to negotiate a discount on the loss payment.”
West also claims he has had to make extraordinary efforts to convince Lloyd’s that his mental breakdown was real, including an examination by the defendants’ doctor and an examination under oath.