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GTFOH! KOBE HAS NO PRENUP & ONLY $150 MILLION IN ASSETS! YEAH! OK!

TMZ has learned ... contrary to news reports about Kobe Bryant's wealth -- the BBaller's net worth is approximately $150 million, according to sources in a direct position to know.

Sources intimately familiar with the situation says the $150 mil accounts for real estate holdings, stock, cash and other assets.

The figure is far less than news reports which set Kobe's fortune north of $400 million. But the $150 mil figure is the accurate one.

TMZ broke the divorce story and the fact that Kobe and Vanessa DO NOT HAVE A PRENUP. Given that the marriage has lasted more than a decade and the pre-marriage assets are commingled with what was accumulated during the marriage, the assets are distributed based on the community property laws of California -- which means a 50/50 split.

Kobe and Vanessa have already struck a financial settlement, but she was in a good position to get half of the pie.

That ni**a Kobe is crazy!

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