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Before the NFL season began, NY Giants wide receiver Victor Cruz promised ... if he got a new contract, he would get a new Ferrari.

It appears Victor is a man of his word.

Cruz was spotted pulling into MetLife Stadium in Jersey yesterday in what appears to be a Ferrari California convertible ... which reportedly starts around $200k.

Of course, Cruz signed a HUGE contract over the summer -- 5-year extension worth up to $43 MILLION. Before that, he was making close to the league minimum.

The Giants lost to the Broncos in the Manning Bowl yesterday ... but we're guessing Victor wasn't too bummed out on the drive home.

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