MONEY IN THE BANK! KELSEY GRAMMER'S SOON TO BE EX-WIFE COULD WALK AWAY WITH $50 MILLION!

Kelsey and Camille Grammer will divide up a 9-figure pot of gold, and Camille will walk away with more than $50 million.

The couple never signed a prenup, which means all earnings during the marriage are divided 50/50.

We're told during their 13 years of marriage, the couple amassed a fortune in excess of $100,000,000. Much of it was invested in real estate. They have homes in the Holmby Hills area of L.A., Malibu, Hawaii, the Hamptons, New York City and Colorado.

Our sources say when they married Kelsey was strapped for cash, but turns out Camille is savvy in the business department and taught Kelsey a thing or two along the way. One person familiar with their finances says, "They made a lot of smart decisions. They were really a good team."

Sources say the couple is working out a financial settlement, made complicated by the fact that some of the properties -- like Hawaii -- are in the toilet because of the economy.

We're told no real "Cheers" money is coming in, but "Frasier" is still a cash register and Camille gets a cut.


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